Your Closing Costs

In the market for a mortgage? We will be glad to help! Call us at (702) 730-2085. Ready to get started? Apply Here.

"Closing Costs" are the fees that cover various services involved when you sell or buy residential real estate. Buyers & sellers usually negotiate to determine who will pay different portions of these closing costs.

Many of the costs associated with buying a home are associated with getting the mortgage. Since Pinnacle Lending Group, Inc. has extensive experience with mortgages and closings, we are closing cost experts.

Good Faith Estimates (GFEs)

Buyers will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. The closing costs enumerated in the Good Faith Estimate are estimated based on our experience with mortgage loans, but costs usually vary by small amounts between the Good Faith Estimate (GFE) and closing. We explain GFEs with buyers every day, so we'd be glad to answer the you have about closing costs.

We've provided a general list of these costs below, but we'll give you a specific list of closing costs, with amounts, soon after you have completed your application. At Pinnacle Lending Group, Inc., we don't believe in surprises, so if your costs change, we'll be sure to let you know immediately.

Standard Closing Costs

Loan-Related Costs
  • Costs related to "originating" your loan
  • Points — A fee paid to lower your mortgage interest rate (optional)
  • Appraisal Fee
  • Obtaining Your Credit Report
  • Interest Payment
  • Escrow Fees
  • Taxes
Property Taxes
  • Insurance
  • Recording Fees and Transfer Taxes
Homeowners Insurance
  • Private Mortgage Insurance (PMI)
  • Title Insurance
  • Flood / Quake Insurance
At Pinnacle Lending Group, Inc., we answer questions about closing costs every day. Call us: (702) 730-2085.